This Saudi Arabia residents guide is exactly what the overseas Pakistani community in Riyadh, Jeddah, Dammam, and Khobar needs before sending money into property back home. It’s one of the largest overseas Pakistani communities anywhere in the world, and a significant share of what’s earned there eventually goes into property back home. Faisal Town Phase 2, a developing housing society near Islamabad, has become one of the more common destinations for that money.
This guide covers your legal rights as an overseas buyer, the project itself, what it costs, the documents and registrations you actually need, and how to move money and complete a purchase without leaving Saudi Arabia.
Why Faisal Town Phase 2 Makes Sense For Saudi Arabia Residents
Life on an Iqama has a specific rhythm: a fixed salary, a contract that eventually ends, and for most families, a plan to return to Pakistan. That combination makes real estate a common long-term investment in the community.
A few reasons this project comes up often:
- Prices remain accessible even on a mid-level Saudi salary, since the project is still developing
- The location near the Chakri Interchange gives direct access to the M-2 Motorway
- Payment plans run on installments, which suits a fixed monthly income better than one lump sum
It’s still an early-stage project, not a finished neighborhood. That’s exactly why it costs less than an established society; and why it carries more development risk.
About Faisal Town Phase 2: Location and Master Plan
Faisal Town Phase 2 sits near the Chakri Interchange, right on the M-2 Motorway, with direct access between Islamabad and Lahore.
- Islamabad International Airport is a manageable drive away
- The Rawalpindi Ring Road, still under construction nearby, is expected to lift property values once it opens
- The master plan splits the project into residential blocks, commercial zones, and a dedicated overseas-buyer section
- Roads are wide, with underground electricity and water infrastructure
Block boundaries and delivery timelines have shifted more than once since launch. Always request the current, officially approved master plan from your dealer — not an old brochure.
Legal Rights of Overseas Pakistanis Buying Property
If you hold a NICOP (the ID issued to overseas Pakistanis) or a Pakistan Origin Card, you have the same property rights as any resident Pakistani citizen full rights to buy, hold, lease, or sell.
- No special Ministry of Interior approval is needed for NICOP or POC holders (that rule applies mainly to foreign nationals without Pakistani origin)
- Funds must move through proper banking channels informal transfers aren’t a legally sound way to pay
- The Overseas Pakistanis Foundation (OPF) runs an Investment Facilitation Center for this exact community, offering regulatory guidance beyond what a private dealer will tell you
Residential and Commercial Plot Options
Faisal Town Phase 2 offers two property categories: residential plots and commercial plots. There’s no apartment category here if you’ve seen that claim elsewhere, it isn’t accurate.
Residential plots (5 Marla up to 1 Kanal) are the most commonly purchased option. Buy the land now, build or sell later. Suits families planning future construction, long-term investors, and retirement plans.
Commercial plots cost more upfront but sit closer to main boulevards and entry points. They generally earn stronger rental income once the surrounding area is active — better suited to income-focused investors willing to wait longer.
Faisal Town Phase 2 Payment Plan
The General Block payment structure for residential plots:
| Plot Size | Total Price | Down Payment | Installments (1st–17th) | 18th Installment | Lump-Sum Price (20% off) |
| 5.56 Marla | Rs 27,95,000 | Rs 5,95,000 | Rs 1,20,000 each | Rs 1,60,000 | Rs 22,40,000 |
| 8 Marla | Rs 38,25,000 | Rs 7,25,000 | Rs 1,70,000 each | Rs 2,10,000 | Rs 30,60,000 |
| 10.89 Marla | Rs 49,25,000 | Rs 8,45,000 | Rs 2,25,000 each | Rs 2,55,000 | Rs 39,40,000 |
| 14.22 Marla | Rs 60,95,000 | Rs 11,25,000 | Rs 2,75,000 each | Rs 2,95,000 | Rs 48,80,000 |
| 1 Kanal | Rs 80,55,000 | Rs 12,65,000 | Rs 3,75,000 each | Rs 4,15,000 | Rs 64,40,000 |
Includes a Rs 15,000 registration fee, from the developer’s official payment plan. Confirm current numbers with a dealer before booking.
Overseas Enclave: A Dedicated Block for Overseas Buyers
The Overseas Enclave is built specifically for overseas Pakistanis, with gated access and extra security. It runs on a shorter, 36-month plan:
| Plot Size | Total Price | Down Payment | Monthly Installment (36 months) | Lump-Sum Price (20% off) |
| 5.56 Marla | Rs 34,95,000 | Rs 13,35,000 | Rs 60,000 | Rs 27,90,000 |
| 8 Marla | Rs 46,65,000 | Rs 17,85,000 | Rs 80,000 | Rs 37,30,000 |
| 10.89 Marla | Rs 60,65,000 | Rs 22,85,000 | Rs 1,05,000 | Rs 48,50,000 |
| 14.22 Marla | Rs 75,85,000 | Rs 27,25,000 | Rs 1,35,000 | Rs 60,60,000 |
| 1 Kanal | Rs 1,01,55,000 | Rs 34,95,000 | Rs 1,85,000 | Rs 81,20,000 |
Prices here run higher than the General Block because of the gated setup. Confirm current pricing with a dealer, since terms get revised periodically.
Documents and Registrations You’ll Need
Booking a plot and legally registering it are two different things. Here’s the full list:
- CNIC or NICOP for identification
- Passport copy, plus proof of Saudi residence (your Iqama)
- Passport-size photographs
- NTN (National Tax Number) from FBR mandatory for registering property in your name, not just booking
- A Pakistani bank account, offered by most major banks through overseas Pakistani account schemes
- Power of attorney paperwork, attested, if a representative in Pakistan will handle site visits or signing for you
Sort out the NTN and bank account early — even before picking a plot — so registration doesn’t stall later.
Transferring Money From Saudi Arabia to Pakistan
A Roshan Digital Account is the most straightforward option. It opens remotely, and every transfer is documented, useful later for proving payment history or repatriating funds.
A standard bank wire through a correspondent bank also works, though it’s slower and needs more paperwork. Avoid informal transfer channels entirely; no paper trail means no proof if something goes wrong.
Step-by-Step Booking Process
- Choose your plot type and size based on budget and goals growth or rental income.
- Confirm current pricing with an authorized sales office, not a Facebook or WhatsApp group.
- Prepare your documents: CNIC/NICOP, passport copy, proof of Saudi residence, and your NTN if ready.
- Transfer the booking amount through a documented channel like a Roshan Digital Account.
- Get your allotment letter in writing from the developer’s sales office.
- Track installment due dates, allowing extra time for cross-border transfers.
- Keep every receipt. You’ll need the full paper trail for registration later.
Verifying NOC Status and the Developer’s Track Record
An NOC-approved society has cleared the zoning, infrastructure, and legal requirements set by the development authority.
- Confirm current NOC status directly with the authority, or through a trusted representative not just a dealer’s word
- Approval sometimes covers only part of a project, so check your specific block
- Faisal Town Phase 2 is developed by Zedem International, the same group behind the original Faisal Town
- Ask about their delivery record on past phases: did roads, boundary walls, and utilities show up on time?
A strong track record doesn’t remove all risk, but it meaningfully reduces it.
Property Registration and Transfer of Ownership
An allotment letter confirms your booking. It does not mean you legally own the plot yet.
Full ownership is only secured once the property is registered at the Sub-Registrar’s Office in the relevant district. This requires:
- Your CNIC or NICOP
- Your NTN
- The sale or transfer deed
- Proof of payment through documented banking channels
Most overseas buyers handle this through a power of attorney holder or a property lawyer in Pakistan, rather than attempting it remotely. Plan for this step and its cost from the start.
Faisal Town Phase 2 Compared to Other Islamabad Societies
| Housing Society | Location | NOC Status | Price Tier | Best Suited For |
| Faisal Town Phase 2 | Chakri Interchange, M-2 Motorway | Confirm directly | Affordable–Mid | Long-term investors comfortable with development risk |
| Faisal Hills | Islamabad-Peshawar corridor | Confirm directly | Affordable–Mid | Buyers wanting elevated, scenic terrain |
| Bahria Town Rawalpindi | Rawalpindi | Approved | Mid–High | Buyers wanting established amenities |
| DHA Islamabad/Rawalpindi | Islamabad/Rawalpindi | Approved | Mid–High | Buyers prioritizing stability |
| Central CDA Sectors | Islamabad | Approved | High | Buyers wanting fully developed surroundings now |
Faisal Town Phase 2 stands out mainly on price — a lower entry point that doesn’t disrupt other priorities, like children’s education costs or savings for an eventual move back.
Capital Appreciation and Rental Income Potential
Two different goals, worth separating:
- Growth: Residential plots bought early in a developing block tend to appreciate faster, as prices climb with infrastructure progress and nearing possession
- Income: Commercial plots generally earn rent sooner, since business activity near main boulevards builds up before the whole residential area finishes
Most Saudi-based investors plan on holding five years or more, regardless of category. This isn’t a fast-turnaround project.
Risks Overseas Buyers Should Know
- Development delays common with any project still under construction, even a reputable one
- Unclear or partial NOC status approval for one block doesn’t guarantee approval for another
- Currency swings between SAR and PKR, which can change what a payment actually costs you
- Limited resale liquidity selling an undeveloped plot quickly often means accepting a lower price
None of this means avoiding the investment. It means applying the same diligence you’d use for any major purchase, adjusted for managing it from another country.
Talk to an Authorized Dealer of Faisal Town
Buying property in Pakistan from Saudi Arabia is legal and manageable when you follow the process properly: verify NOC status, prepare your documents including the NTN, use traceable banking channels, and complete formal registration rather than stopping at the allotment letter.
Call +92 331 333 9997 or email info@faisaltown.org for current, verified plot pricing, the latest payment plan across the General Block, Overseas Enclave, and Model Block, and confirmed NOC status for your chosen block.
