Faisal Town Phase 2 Payment Plan | Prices & Installments

If you’ve started comparing plots in Faisal Town Phase 2, you’ve probably noticed the Faisal Town Phase 2 payment plan isn’t a single, uniform number. Prices and installment structures shift depending on the block, the plot size, and even whether you’re paying as a local buyer or an overseas Pakistani. That’s a lot to track if you’re trying to budget accurately before booking.

This guide breaks the entire payment structure down block by block. We’ll cover the Faisal Town Phase 2 price list across the Overseas Enclave, General Block, and Sector O (Model Block), walk through a real installment schedule example, explain the booking process step by step, and compare current rates side by side. By the end, you’ll have a clear, practical understanding of exactly what you’d be paying, and when.

1. Overview of the Faisal Town Phase 2 Payment Plan

The Faisal Town Phase 2 payment plan is structured around a fairly standard Pakistani housing-society model: a down payment at booking, followed by a series of quarterly installments, with an optional lump-sum discount for buyers who prefer to pay everything upfront. What makes this particular project slightly more complex is that the terms vary depending on which block you’re buying into.

Broadly, the society is currently selling plots across three main sections: the Overseas Enclave, the General Block, and Sector O (Model Block), along with newer additions like Sector N, Sector P, Sector Q, Sector R, and Sector X. Each of these carries its own pricing tier and, in some cases, its own installment structure. Sector O, for example, is sold primarily on a cash basis, while the Overseas Enclave and General Block typically offer extended installment options.

Understanding this block-by-block variation is the real key to making sense of the Faisal Town Phase 2 prices you’ll see advertised across different marketing platforms.

Faisal Town Phase 2 Payment Plan at a Glance

2. How the Payment Structure Works

Across most blocks, the Faisal Town Phase 2 installment plan follows this general pattern:

• Down payment: Typically 20% to 30% of the total plot value, depending on the block
• Quarterly installments: Most blocks offer 15 to 18 installments, spread across roughly 4 to 4.5 years
• Final or confirmation installment: A slightly larger closing payment in some structures, due at the end of the installment cycle
• Registration fee: A non-refundable fee, reported between PKR 15,000 and PKR 20,000 depending on the block and plot category
• Lump-sum discount: Generally 15% for local buyers and 20% for overseas buyers, though some blocks apply a flat 20% regardless of buyer origin

Sector O stands apart from this pattern. Rather than offering a long-term installment plan, it’s generally sold on a primarily lump-sum (cash) basis, with attractive discounts applied to reward buyers who can pay the full amount at booking. This reflects its positioning as the most developed and in-demand sector within the project.

3. Faisal Town Phase 2 Booking Process

The Faisal Town Phase 2 booking process follows a fairly standard sequence across most authorized sales channels:

1. Choose your block and plot size based on your budget and investment goals
2. Complete the official booking form, providing accurate personal information
3. Submit required documents, including a photocopy of your CNIC (NICOP for overseas clients) and next-of-kin details
4. Pay the booking price, generally consisting of the down payment plus the registration fee
5. Receive your payment schedule, outlining each quarterly installment and its due date
6. Make ongoing payments via pay order, demand draft, or verified cash deposit to the official company account

It’s worth repeating a point that applies across nearly every Pakistani housing society: personal cheques are typically not accepted, and all transactions should go through the verified developer account, listed as Faisal Town (Pvt.) Ltd. or the relevant authorized entity. Avoid any request to transfer funds into an individual’s personal account, regardless of how convincing the request sounds.

4. Faisal Town Phase 2 Residential Plot Prices by Block

Here’s a breakdown of current Faisal Town Phase 2 residential plot prices as reported across recent listings. Keep in mind that these figures shift periodically, and developers have scheduled rate revisions in the past, so always confirm the current price list before booking.

Overseas Enclave:

• 5.56 Marla (139 sq. yds, 25×50): Total price approximately PKR 3,495,000
• 8 Marla (200 sq. yds, 30×60): Total price approximately PKR 4,665,000
• 10.89 Marla (272 sq. yds, 35×70): Total price approximately PKR 6,000,000
• 1 Kanal (500 sq. yds): Total price in the range of PKR 8,000,000 to PKR 8,500,000 depending on location within the block

General Block:

• 5 Marla: Total price approximately PKR 2,780,000
• Larger sizes scale upward from this base rate, generally priced lower than equivalent Overseas Enclave plots

Sector O (Model Block):

• 5 Marla: Total price approximately PKR 3,475,000 (cash basis)
• Sizes available range from 5 Marla up to 1 Kanal, sold predominantly on lump-sum terms rather than extended installments

These Faisal Town Phase 2 plot rates illustrate a clear pattern: the Overseas Enclave and Sector O generally command a premium over the General Block, reflecting their positioning, location, and amenity packages.

Which Block Should You Choose?

5. Faisal Town Phase 2 Commercial Plot Prices

Faisal Town Phase 2 commercial plot prices are calculated differently from residential rates, typically based on a per-square-yard rate rather than a flat plot price. Reported figures include:

• 30×40 commercial plot: Rate of approximately PKR 100,000 per sq. yard, bringing total plot value (including development charges) to roughly PKR 13,393,000
• 32×40 commercial plot: Total value of approximately PKR 14,726,000 at the same per-yard rate

Payment structures for commercial plots generally include a down payment of around 25%, followed by quarterly installments, with a 15% lump-sum discount for local buyers and 20% for overseas buyers. Sector O’s commercial plots, available in categories around 13.33 Marla and approved for construction up to Basement + Ground + 6 Floors (B+G+6), are typically offered on a shorter 3-year payment plan rather than the longer residential timeline.

As with residential pricing, Faisal Town Phase 2 commercial plot prices are subject to periodic revisions, so always request a current quotation before finalizing any commercial booking.

6. Sample Payment Schedule – 5 Marla and 8 Marla Plots

To make the Faisal Town Phase 2 payment schedule more concrete, here’s a worked example based on reported figures for Overseas Enclave plots:

5.56 Marla Plot (Total Price: PKR 3,495,000)

• Down payment: PKR 690,000
• 15 quarterly installments: PKR 175,000 each
• Final installment: PKR 180,000
• Lump-sum option (20% discount): PKR 2,790,000

8 Marla Plot (Total Price: PKR 4,665,000)

• Down payment: PKR 750,000
• 15 quarterly installments: PKR 245,000 each
• Final installment: PKR 240,000
• Lump-sum option (20% discount): PKR 3,730,000

This structure shows how the Faisal Town Phase 2 monthly installments, when broken into their quarterly equivalents, remain fairly predictable once you know your specific plot’s total price and down payment. Always request your exact schedule in writing from an authorized sales office, since minor variations exist between sub-blocks and plot categories.

7. Additional Charges and Premiums

Beyond the base price, several development charges and location-based premiums can apply to specific plots within the Faisal Town Phase 2 payment plan:

• Corner plot premium: Approximately 15% above the base price
• Main road or boulevard frontage premium: Approximately 10% above the base price
• Park-facing or green belt premium: Approximately 5% above the base price
• Registration fee: PKR 15,000 to PKR 20,000, depending on block and plot category, generally non-refundable

These charges typically apply on top of the base plot value and development charges, so when comparing the Faisal Town Phase 2 price list across different listings, always check whether a quoted figure already includes these premiums or whether they’ll be added separately.

8. Faisal Town Phase 2 Latest Payment Plan Updates

Pricing within this project has shown a pattern of periodic revisions tied to specific deadlines. Some recent marketing material has referenced scheduled rate increases, with plot prices set to rise across all categories once specific cutoff dates pass. This is a common tactic across Pakistani housing societies generally, used to encourage faster bookings, and it doesn’t necessarily reflect a permanent or guaranteed increase in underlying property value.

Given this pattern, anyone tracking the Faisal Town Phase 2 updated prices should treat any specific figure as a snapshot in time rather than a fixed, long-term rate. The safest approach is to request a dated, written price list directly from an authorized sales office immediately before booking, rather than relying on older published figures from blogs or marketing pages.

. Payment Methods Accepted

The Faisal Town Phase 2 payment plan supports multiple secure payment methods for local and overseas buyers.

• Bank Draft
• Pay Order
• Online Bank Transfer
• Wire Transfer (Overseas Pakistanis)
• Roshan Digital Account (where applicable)
• Official Company Account Deposit

Always make payments only to the developer’s official account and collect stamped receipts for every transaction.

9. Block-Wise Payment Plan Comparison Table

Here’s a side-by-side comparison of the Faisal Town Phase 2 payment plan across its main blocks, based on a standard 5 Marla (or closest equivalent) residential plot:

This table highlights why the Faisal Town Phase 2 price list can look confusing at first glance: the General Block offers the lowest entry price, the Overseas Enclave sits in the middle with a longer installment runway, and Sector O commands a premium tied to its faster development pace and largely cash-based structure.

10. Lump-Sum Discount: Is It Worth It?

One of the more consistent features across the Faisal Town Phase 2 payment plan is the lump-sum discount, generally set at 20% (and sometimes differentiated as 15% for local buyers versus 20% for overseas buyers). Using the 8 Marla Overseas Enclave example, choosing the lump-sum option saves a buyer roughly PKR 935,000 compared to the full installment total.

Whether this is worth it depends entirely on your own capital appreciation expectations and liquidity. If you have the funds available and don’t need them for another investment or emergency, the discount represents a fairly strong guaranteed return compared to many conventional savings instruments in Pakistan. If paying upfront would strain your finances, the quarterly installment plan spreads the cost more comfortably, even though you’ll pay more in total over the full term.

11. Faisal Town Phase 2 vs Other Faisal Group Societies

Compared to other Faisal Town Group projects, the Faisal Town Phase 2 payment plan generally mirrors the structure used in Faisal Hills and Faisal Town Phase 1: a down payment, multi-year quarterly installments, and a lump-sum discount option. The main difference lies in pricing tiers and the specific number of installments, which tend to vary based on each project’s development stage and demand level at launch.

Buyers familiar with the group’s other housing societies will likely find the overall booking process and payment logic consistent across projects, which can make comparing value across the Faisal Town Group portfolio somewhat easier than comparing against entirely unrelated developers.

12. NOC Status and What It Means for Your Payments

It’s worth repeating a detail that directly affects how you should think about any Faisal Town Phase 2 payment plan commitment: as of the most recent available reports, the project’s NOC has not been approved by the Rawalpindi Development Authority (RDA). The project does not currently appear on RDA’s published list of approved housing schemes.

This matters financially because committing to a multi-year installment plan in a pre-NOC project carries more regulatory risk than doing so in a fully approved scheme like Faisal Hills. Before locking into any payment schedule, ask for the current NOC status in writing, and factor that risk into how much of your investment you’re comfortable committing to upfront versus through installments.

13. Tips Before You Commit to a Payment Plan

• Request a dated, written price list directly from an authorized sales office before booking
• Clarify whether your quoted price includes development charges and registration fees, or whether these are added separately
• Ask about corner, main road, and green belt premiums for your specific plot before finalizing the price
• Confirm the official payment account details, and never transfer funds to a personal account
• Decide between installments and lump-sum payment based on your liquidity and risk tolerance, not just the headline discount percentage
• Verify current NOC status directly with the RDA before committing to a long-term installment plan
• Keep every receipt and document related to your booking and ongoing payments

Conclusion

The Faisal Town Phase 2 payment plan isn’t a single fixed structure; it changes depending on which block you’re buying into, whether you choose installments or a lump-sum payment, and how recently the price list was updated. The Overseas Enclave and General Block generally offer the most accessible installment-based entry points, while Sector O’s predominantly cash-based model reflects its position as the most developed section of the project.

Whatever block you’re considering, the fundamentals stay the same: confirm the current Faisal Town Phase 2 prices directly with an authorized representative, understand exactly what your down payment and installment schedule will look like, and factor in additional charges like corner or main road premiums before finalizing your decision. Given the project’s current NOC status, pairing that financial diligence with legal verification is just as important as comparing block-wise prices.

Call to Action

Ready to compare your options under the Faisal Town Phase 2 payment plan? Request the latest block-wise price list and payment schedule directly from an authorized sales office before booking, and confirm NOC status to protect your investment. If this guide helped clarify the numbers, share it with anyone else weighing their options in Faisal Town Phase 2.

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